These publications cover the following:
PSD2, Green paper on Retail Financial Services
RTGS, Customer authentication
and related actions
EBF POSITION PAPERS BEFORE JANUARY 2017
- 05/08/2016 – The European banking federation’s response to the European banking authority discussion paper on innovative uses of consumer date by financial institutions (EBA/DP/2016/01)
- 31/03/2016 – EBF response to the Green paper on retail financial services and insurance
- 04/03/2016 – EBF response to the joint committee discussion paper on automation in financial advice
- 26/06/2015 – The digital transformation of banks and the Digital Single Market
- 25/03/2015 – EBF response to European Supervisory Authorities’ joint committee consultation paper on guidelines for cross-selling practices
- 17/02/2015 – EBF response to European Banking Authority’s consultation paper on draft guidelines on arrears and foreclosure
- 17/02/2015 – EBF response to European Banking Authority’s consultation paper on draft guidelines on creditworthiness assessment
- 11/02/2015 – EBF response to the European Banking Authority’s consultation paper on draft guidelines on product oversight and governance arrangements for retail banking products
- 09/01/2015 – EBF response to EBA guidelines on national provisional lists of the most representative services linked to a payment account
- 02/07/2014 – EBF letter to G20 on Data protection, legal and constitutional aspects of Automatic Exchange of Information
- 04/11/2013 – EBF position on the European Commission Proposal for a Regulation on Interchange Fees for Card-Based Payment Transactions
- 16/07/2013 – EBF position on Payment Account Access Service: Innovation and security should go hand in hand
- 24/06/2013 – EBF key considerations regarding the Commission’s proposal on Payment Accounts
- 17/06/2013 – EBF’s position on the Commission’s proposal for a Directive concerning measures to ensure a high common level of network and information security (NIS) across the European Union COM(2013) 48 final
- 07/05/2013 – EBF letter to Commissioner Barnier on bank accounts
- 08/03/2013 – EBF Key Information Document on Bank Accounts
- 07/02/2013 – EBF observations to the Civic Consulting preliminary key findings of the interim report on over-indebtedness
- 07/02/2013 – EBF preliminary position on the European Commission proposal for an insurance mediation directive (Recast)
- 12/11/2012 – EBF letter to MEP regarding the Commission’s proposal for a regulation on the protection of individuals with regard to the processing of personal data and the free movement of such data
- 22/06/2012 – EBF observations on the JURI Draft opinion on the proposal for a directive on Alternative Dispute Resolution
- 06/06/2012 – EBF response to the European Commission consultation on bank accounts
- 22/05/2012 – EBF position on European Commission Proposal for a Regulation on the Protection of Individuals with regard to the Processing of Personal Data and on the Free Movement of such Data
- 11/04/2012 – EBF observations to the IMCO draft Report on Access to Basic Payment Account
- 11/04/2012 – EBF observations to the ECON draft Report on Access to Basic Banking Services
- 11/04/2012 – EBF observations on the European Commission Proposals for a Directive on consumer alternative dispute resolution and a Regulation on consumer online dispute resolution11/04/2012 – EBF considerations on the European Commission proposal for a regulation to establish a European Account Preservation Order (EAPO)
- 12/12/2011 – EBF response to the Financial Stability Board consultation on Principles for Sound Residential Mortgage Underwriting Practices
- 06/12/2011 – EBF observations on the JURI draft Report ‘Towards a Coherent European Approach to Collective Redress’
- 18/11/2011 – EBF considerations on Recast of the Brussels I Regulation
- 16/11/2011 – EBF preliminary observations on the Recommendation on access to a basic payment account and the IMCO Working Document
- 16/09/2011 – Eurofinas, EBF and EMF joint letter to the European Commission on the review of the Insurance Meditation Directive
- 11/09/2011 –EBF preliminary observations on the ECON draft Report on the European Commission’s Proposal for a Directive on credit agreements relating to residential property
- 27/05/2011 – Preliminary EBF position on the Proposal for a Directive on credit agreements relating to residential property
- 29/04/2011 – EBF response to European Commission public consultation on the Staff Working Document Towards a coherent approach to collective redress
- 19/04/2011 –EBF response to the European Commission public consultation on the review of the Insurance Mediation Directive (IMD)
- 13/04/2011 – EBF general observations on the Commission Communication “Towards a Single Market Act” (SMA)
- 26/01/2011 – EBF contribution to the Public consultation on the European Commission Green Paper on policy options towards a European Contract Law for consumers and businesses
- 13/01/2011 –EBF position on the Consultation on the Commission Comprehensive Approach on Personal Data Protection in the European Union
- 30/11/2016 – EBF response to the EBA Consultation Paper on the draft Guidelines on the criteria on how to stipulate the minimum monetary amount of the professional indemnity insurance or other comparable guarantees under Article 5 (4) of Directive (EU) 2015/2366 (EBA/CP/2016/12)
- 13/10/2016 – EBF response to the EBA Consultation Paper on the draft RTS on strong customer authentication and common and secure communication under PSD2
- 02/08/2016 – TARGET Working Group response to the ESMA Discussion Paper – The Distributed Ledger Technology Applied to Securities Markets
- 06/04/2016 – TWG response to the Eurosystem’s consultative report: Eurosystem’s vision for the future of Europe’s financial market infrastructure – RTGS services – consultative report
- 10/02/2016 – EBA Discussion Paper on future Draft Regulatory Technical Standards on strong customer authentication and secure communication under the revised PSD2
- 11/01/2016 – EBF comments on the Commission public consultation on regulatory environment for platforms, online intermediaries, data and cloud computing and the collaborative economy
- 14/09/2015 – Revision or recast of the TARGET 2 Guideline
- 11/09/2015 – TWG response to the drawbacks raised by the Eurosystem in relation to the possible postponement of the 2017 T2 migration towards ISO 20022
- 30/06/2015 – TARGET 2 – Eurosystem communication of 20 March 2015 on migration to ISO 20022
- 26/06/2015 – European Interbank liquidity management guidelines
- 26/06/2015 – European Interbank compensation guidelines
- 05/03/2014 – EBF response to EBA discussion paper draft methodology for assessment of liquidity and funding risk under SREP
- 20/12/2013 – EBF response to the Second User Consultation on ISO 20022
- 12/11/2013 – EBF Position on EC Proposal for a Revised Payment Services Directive (PSD2)
- 07/11/2013 – European Interbank Compensation Guidelines
- 07/11/2013 – European Interbank Liquidity Management Guidelines
- 15/10/2013 – Consultative Report – Recovery of Financial Market infrastructures (August 2013)
- 21/08/2013 –TWG Comments on the draft “Regulation of the European central bank on oversight requirements for systemically important payment systems”
- 04/07/2013 – Final TWG response to the first user consultation on ISO 20022 strategy for T2
- 12/04/2013 – EBF position on the ECB public consultation on the recommendations for payment account access services
- 25/03/2013 – Guideline of the European Central Bank of 5 December 2012 on TARGET 2 (recast)
- 19/02/2013 –TARGET Working Group response to the COGESI survey on infrastructural requirements supporting liquidity management at end of day
- 21/12/2012 – Target Working Group Response to the European Commission Consultation on a possible recovery and resolution framework for financial institutions other than banks
- 04/10/2012 – TARGET Working Group Response to the CPSS/IOSCO Consultative Report on Recovery and Resolution of Financial Market Infrastructures
- 21/09/2012 – TARGET Working Group response to the BCBS consultation on monitoring indicators for intraday liquidity management
- 11/04/2012 – EBF Position on the Euroepan Commission’s green paper “Towards an integrated European Market for card, internet and mobile payments”
- 28/07/2011 – Comments of the Target Working Group on the CPSS-IOSCO Principles for Financial Market Infrastructures Consultative Report – March 2011