Fostering a diversified banking market through proportionality: An academic review

The European Banking Institute (EBI) is a research hub resulting from the joint venture of 27 highly regarded European academic institutions. These institutions aim to provide the highest quality legal and economic studies in the fields of banking regulation and supervision in Europe, and to fuel the dialogue between regulators, supervisors and industry representatives.

This research-based workshop, co-organised by the European Banking Federation (EBF) and the European Savings and Retail Banking Group (ESBG), will gather academics, regulators, supervisors and representatives of the industry to exchange views on the topic of proportionality, which has gained momentum at EU level and is, in particular, relevant for ongoing legislative debates on banking package reforms of CRR and CRD IV as part of the Risk Reduction Measures.

09:30: Registration

10.00: Welcome by Thomas Gstaedtner, President of the Supervisory Board,
European Banking Institute
10.10:  Keynote speech by Elke Koenig, Chair, Single Resolution Board
10.30: Introductory remarks by Wim Mijs, CEO, European Banking Federation
              Followed by Chris de Noose, Managing Director, European Savings and Retail Banking Group

10.45: Session 1 – Reflections around the concept of proportionality

            Academic Presentation:
• Christos Hadjiemmanuil, member of the EBI Academic Board, University of Piraeus

          Discussants:
• Fernando Restoy, Chair, Financial Stability Institute
• Markus Ferber, MEP, Vice Chair, Committee on Economic and Monetary Affairs
• Gerhard Huemer, Director of Economic Policy, UEAPME
• Astrid Engel Thomas, Head of Legal Department, LOPI (Danish local and savings banks’ association)

12:00: Coffee break

12.20: Session 2 – The principle of proportionality in regulation

             Academic Presentation:
• Marco Lamandini, Vice-President of the EBI Academic Board, University of Bologna

           Discussants:
• Martin Merlin, Director of regulation and prudential supervision of financial institutions, DG FISMA, European Commission
• Peter Simon, MEP, Vice Chair, Committee on Economic and Monetary Affairs
• Christian Ossig, Chief Executive, Association of German Banks

13.30: Networking lunch

14.15: Session 3 – The principle of proportionality in supervision

         Academic Presentation:
• Bart Joosen, President of the EBI Academic Board, VU University Amsterdam

        Discussants:
       • Thomas Gstaedtner, Head of Division, Directorate General Micro-Prudential Supervision II, ECB
       • Isabelle Vaillant, Director of regulation, European Banking Authority • Angelique van Gerner, Head of Enterprise Risk, Triodos Bank N.V

15.30: Closing remarks by Enrico Leone, Chancellor, European Banking Institute