SPECIAL PROJECTS

Special projects

Established platform for the dialogue between banks and the European Central Bank

Adding value to banks

The overlapping of Early Intervention Measures and Supervisory powers;
The review of the creditor hierarchy respecting the principle of no creditor worse-off;
The status of failing or likely to fail versus the national insolvency triggers;
The future of deposit guarantee schemes;
And other aspects connected to a well-rounded Banking Union.

Software is a crucial tool for banks in a technology-driven financial system. The EBF has long been advocating for a prudential level-playing field which has crystallized in a CRR3 mandate to the EBA

NPL Task Force is a specialized group of experts from a large number of banks across Europe working on the management of non-performing loans. Its role has been central to the steep reduction of NPL levels in Europe in the period 2016-2020. Based on previous experience, the group is a point of reference of industry involvement in the revamped NPL Action Plan.

Moratoria Task Force was created right after the outbreak of the Covid-19 crisis in April 2020, following the EBF proposal to EU authorities to design private moratoria programs in similar terms as those envisaged for moratoria ex-lege, an idea that was rapidly taken on board and developed by the EBA. The group looks after the evolution of moratoria second phase.

Benchmark regulation and IBOR reform involve a rulemaking activity that is assessed by the Banking Supervision Committee (BSC) with a specialized group.

Environmental risk has been incorporated to the traditional classification of bank risks and therefore it is assessed by the Risk Assessment Working Group.