Brussels, 2 March 2026 – The European Banking Federation (EBF) has submitted its response to the European Commission’s consultation on the forthcoming European Climate Resilience Framework.

To effectively build resilience and support sound investment decisions, the EBF highlights the need for:

• • Stronger prevention frameworks, clearer risk ownership at municipal and regional levels, stable policies and predictable adaptation measure with clear targets, timelines, and predictable funding streams 
  • Public access to high-quality, harmonised and user-friendly data on location- and asset-specific climate vulnerabilities, including forward-looking information and centralised registries.
  • Strengthened national and local adaptation plans with a clear investment focus and strong investment ready projects’ pipelines.
  • The integration of climate resilience into infrastructure-intensive sectors such as energy, transport and buildings, where long asset lifecycles require forward-looking risk management.
  • Enhanced local capacities and resources to support implementation.
  • Stronger advisory support to help stakeholders including households and SMEs to understand risks and possible, and easy to implement measures
  • Easier access to funding for preventive resilience-building via EU-level and national level mechanism and public-private partnerships (PPP) mechanisms including funding mechanisms that lower barriers for banks to support, underwrite, or invest in resilience projects particularly in regions most exposed to climate risks.
  • Greater capital-market readiness and standardised templates to facilitate financing at scale.

Denisa Avermaete, Head of Sustainable Finance, D.Avermaete@ebf.eu